1. Quote:
After we collect basic information regarding your practice and what you are looking for in an insurance policy, we take this information to all of the insurance companies available to see what they can do for you. We act on your behalf with the insurance companies so that you are not bombarded with inquiries and salespeople. When we receive the information regarding policies and premium amounts, we will then review the options available.

2. Review:
All policy forms are not the same. The main difference between policies are what limits of liability you choose, whether the company will provide retroactive coverage and the premium amount. However, these are not the only items that you should be concerned with. Different insurance companies have their own policy form and most have many variations of their own. For someone who isn’t familiar with the specifics of insurance, it can be quite overwhelming. We do the hard work for you. We will review your options and present the specifics to you in an easy to understand manner. You shouldn’t have to read through hundreds of pages of legal jargon just to be sure that you aren’t buying a policy that is wrong for you. We will make sure that you get the policy that you are looking for and negotiate with the insurance company to be sure that you get what you need.

3. Decide:
After reviewing your options with you, it’s time to make an important decision. There will be many factors to take into consideration. We are here to help. Diederich can walk you through the available options and make recommendations based on what we know about your practice. Throughout the process, we are here to answer any questions that you may have. Once you’ve made a decision, we will work on acquiring the policy of your choice and providing the paperwork to you in a timely manner.

The Three Step Process is something that will be executed every year, most of the work goes on behind the scenes and months before your renewal date. As the market is continually changing, we will remain in contact with you so that you know where you stand and what to expect. Should you have any questions at any time or need to make a changes to your policy mid-term, we are just a phone call away.